(For my facebook friends, I wrote a note about this last October. Most of this information is repeated.)
You all know I LOVE Christmas. I love the baking, the music, the lights, the festivities, the smells in the air, and the time with family and feeling like nothing matters – it’s Christmas!
But in order to get to this utopian mindset, I’ve discovered I must take care of my finances first. As Dave Ramsey mentions in his FPU class on budgeting, we women have a gland related to money. When money is short, or when there are money problems of any kind, the gland starts acting up and makes our faces squish up, making us look like we ate a lemon! And then, what it does to our rhetoric to our husbands??? Oh wait, I’m not speaking theoretically anymore…
So I want to share with you, in a series of several posts, ways we save money to prepare to celebrate this wonderful season (that is less than 4 months away now) with no worries of money issues invading our happiness.
Part I: Around the House
1.) Put your tv/entertainment system and Internet power supplies on power strips. TURN THEM OFF when not in use (including overnight). We saw nearly a $50 savings in one month from this alone.
2.) UNPLUG YOUR CELL PHONE/COMPUTER/NOTEBOOK CHARGERS and other device chargers when not charging the device. They draw power even if nothing is plugged in.
3.) Open the windows as much as possible to save on heating/cooling bills. Again, we saw huge savings.
4.) If you must use the heater or A/C, use a programmable thermostat, and turn it up/down when there’s no one home.
5.) Instead of reaching for the thermostat, change your clothes or turn on a fan. In warmer weather, keep the A/C at or above 74*, turn on fans, and keep the kids from running in and out. In the cooler weather, put on sweats, socks, or even a stocking cap to keep warm and keep the heater down (like 68*). Plus, you can cuddle under blankets on the couch with your sweetie or a mug of hot chocolate to stay warm!
6.) Unplug fans, Scentsy warmers, and anything else drawing power while not in use.
7.) Drop the expensive Smart Phone plan for your 10-year-old. Ok, I’m exaggerating, but smart phones are literally causing some families to go hungry because of poor money management. Read the article here: http://theweek.com/article/index/233979/are-smartphones-wrecking-family-budgets.
8.) Sell old clothes to a consignment store or use an auction site, like eBay.
9.) Have a garage sale (weather-permitting). Literally pull stuff off the walls and get rid of things you don’t need. If you haven’t used it in the last year, chances are you don’t need it!
10.) Clean out closets and the attic. Use whatever you have for gift wrap, foregoing the wasteful, expensive bags and paper that are all going to get thrown away! We were given some baskets by someone else who was cleaning out closets. You can bet those will make an appearance at our Christmas gatherings!
Try doing just one of these and see how much money you can find to spend on Christmas. Remember, no credit cards! Christmas IS coming, and it’s on the same day as it was last year, so don’t get surprised by it! Plan your work and work your plan.
More to come. Until, then, glory to Him who is able to bless you exceedingly abundantly more than you could ever ask or imagine! ~Ephesians 3:20-21